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CDs (Certificates of Deposit) at a Glance

United Central Bank offers a variety of CDs to fit every customer. At United Central Bank, interest on CDs is compounded and credited monthly. United Central Bank offers the following CD terms:

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CD Investments

The minimum balance to open a CD is $1,000.00.

Regular CD Term Interest Compounded
and Credited
APY*
3 month CD monthly 0.75%
6 month CD monthly 1.00%
12 month CD monthly
1.25%
18 month CD monthly
1.25%
24 month CD monthly 1.35%
36 month CD monthly 1.50%
48 month CD monthly 2.00%
60 month CD monthly 2.25%

* Annual Percentage Yield. Interest Rates accurate as of 9/01/09 and are subject to change without notice. A penalty may be imposed for early withdrawals. APY assumes interest remains on deposit until maturity. All CDs are FDIC insured. For more information, contact a personal banker or call 1-877-637-3111.





IRA Investments

The minimum balance to open an IRA is $1,000.00.

IRA Term Interest Compounded
and Credited
APY*
3 month IRA monthly 0.85%
6 month IRA monthly 1.10%
12 month IRA monthly
1.35%
18 month IRA monthly
1.35%
24 month IRA monthly 1.45%
36 month IRA monthly 1.60%
48 month IRA monthly 2.10%
60 month IRA monthly 2.35%

* Annual Percentage Yield. Interest Rates accurate as of 9/01/09 and are subject to change without notice. A penalty may be imposed for early withdrawals. APY assumes interest remains on deposit until maturity. All IRAs are FDIC insured. United IRAs are also available. For more information, contact a personal banker or call 1-877-637-3111.


 
 
       
 
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